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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,217 | $106,749-24.9% | $145,433-44.8% | $82,448-2.7% |
| Participation rate | 71.1% | 75.6%-4.6pp | 82.1%-11.1pp | 68.1%+3.0pp |
| Annual return | 13.93% | 27.59%-13.7pp | 66.58%-52.6pp | 41.64%-27.7pp |
| Employer contribution / active EE | $1,317 | $3,444-61.8% | $4,554-71.1% | $2,551-48.4% |
| Participant deferral / active EE | $3,240 | $6,519-50.3% | $7,897-59.0% | $4,139-21.7% |
| Admin fee / account holder | $2,094 | $8,390-75.0% | $13,129-84.1% | $7,234-71.1% |