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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,815 | $49,976+77.7% | $66,674+33.2% | $82,637+7.5% |
| Participation rate | 97.6% | 63.1%+34.5pp | 73.7%+23.9pp | 68.1%+29.5pp |
| Annual return | 17.52% | 39.09%-21.6pp | 321.24%-303.7pp | 53.51%-36.0pp |
| Employer contribution / active EE | $5,565 | $1,988+179.9% | $2,620+112.4% | $2,552+118.1% |
| Participant deferral / active EE | $11,153 | $2,847+291.8% | $4,084+173.1% | $4,126+170.3% |
| Admin fee / account holder | $14,003 | $4,594+204.8% | $5,098+174.7% | $7,339+90.8% |