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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,544 | $108,942-67.4% | $100,415-64.6% | $145,897-75.6% |
| Participation rate | 71.4% | 83.0%-11.6pp | 81.5%-10.1pp | 80.3%-8.9pp |
| Annual return | 17.81% | 58.27%-40.5pp | 49.47%-31.7pp | 552.29%-534.5pp |
| Employer contribution / active EE | $2,682 | $4,422-39.4% | $3,943-32.0% | $4,663-42.5% |
| Participant deferral / active EE | $4,527 | $8,461-46.5% | $8,091-44.0% | $6,689-32.3% |
| Admin fee / account holder | $3,474 | $9,702-64.2% | $7,906-56.1% | $13,390-74.1% |