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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,938 | $100,970-81.2% | $96,576-80.4% | $137,256-86.2% |
| Participation rate | 75.0% | 82.6%-7.6pp | 81.4%-6.4pp | 80.0%-5.0pp |
| Annual return | 7.34% | 38.16%-30.8pp | 38.47%-31.1pp | 220.34%-213.0pp |
| Employer contribution / active EE | $1,561 | $3,809-59.0% | $3,553-56.1% | $4,156-62.5% |
| Participant deferral / active EE | $3,392 | $8,286-59.1% | $7,956-57.4% | $6,407-47.1% |
| Admin fee / account holder | $22,827 | $11,312+101.8% | $11,381+100.6% | $12,270+86.0% |