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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,566 | $102,422-57.5% | $147,117-70.4% | $80,959-46.2% |
| Participation rate | 82.4% | 75.9%+6.5pp | 82.2%+0.2pp | 67.7%+14.7pp |
| Annual return | 17.11% | 135.16%-118.0pp | 420.54%-403.4pp | 35.67%-18.6pp |
| Employer contribution / active EE | $2,152 | $3,717-42.1% | $4,932-56.4% | $2,757-21.9% |
| Participant deferral / active EE | $7,130 | $6,652+7.2% | $8,065-11.6% | $4,300+65.8% |
| Admin fee / account holder | $4,920 | $7,953-38.1% | $12,993-62.1% | $6,925-29.0% |