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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,513 | $57,140+138.9% | $85,240+60.2% | $80,959+68.6% |
| Participation rate | 100.0% | 56.4%+43.6pp | 67.5%+32.5pp | 67.7%+32.3pp |
| Annual return | 21.27% | 21.71%-0.4pp | 66.75%-45.5pp | 35.67%-14.4pp |
| Employer contribution / active EE | $7,693 | $1,802+327.0% | $2,735+181.3% | $2,757+179.0% |
| Participant deferral / active EE | $3,151 | $3,115+1.2% | $4,527-30.4% | $4,300-26.7% |
| Admin fee / account holder | $7,391 | $4,992+48.1% | $6,165+19.9% | $6,925+6.7% |