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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,337 | $60,442+176.9% | $96,754+73.0% | $87,485+91.3% |
| Participation rate | 100.0% | 58.7%+41.3pp | 70.3%+29.7pp | 68.9%+31.1pp |
| Annual return | 17.92% | 21.97%-4.0pp | 82.04%-64.1pp | 26.06%-8.1pp |
| Employer contribution / active EE | $8,435 | $1,691+398.9% | $2,679+214.8% | $2,596+224.9% |
| Participant deferral / active EE | $3,854 | $3,280+17.5% | $4,758-19.0% | $4,274-9.8% |
| Admin fee / account holder | $11,343 | $5,069+123.8% | $8,905+27.4% | $7,775+45.9% |