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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,337 | $57,590+190.6% | $86,233+94.1% | $82,448+103.0% |
| Participation rate | 100.0% | 57.9%+42.1pp | 69.0%+31.0pp | 68.1%+31.9pp |
| Annual return | 17.92% | 22.41%-4.5pp | 61.39%-43.5pp | 41.64%-23.7pp |
| Employer contribution / active EE | $8,435 | $1,655+409.6% | $2,504+236.8% | $2,551+230.7% |
| Participant deferral / active EE | $3,854 | $3,080+25.1% | $4,559-15.5% | $4,139-6.9% |
| Admin fee / account holder | $11,343 | $4,730+139.8% | $8,342+36.0% | $7,234+56.8% |