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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,045 | $154,228+4.4% | $145,433+10.7% | $137,256+17.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 12.77% | 74.59%-61.8pp | 66.58%-53.8pp | 220.34%-207.6pp |
| Employer contribution / active EE | $6,922 | $4,804+44.1% | $4,554+52.0% | $4,156+66.6% |
| Participant deferral / active EE | $2,556 | $8,216-68.9% | $7,897-67.6% | $6,407-60.1% |
| Admin fee / account holder | $4,530 | $14,344-68.4% | $13,129-65.5% | $12,270-63.1% |