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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $926,018 | $183,539+404.5% | $155,556+495.3% | $145,897+534.7% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 26.25% | 61.31%-35.1pp | 64.84%-38.6pp | 552.29%-526.0pp |
| Employer contribution / active EE | $3,549 | $5,315-33.2% | $4,675-24.1% | $4,663-23.9% |
| Participant deferral / active EE | $5,259 | $6,467-18.7% | $5,631-6.6% | $6,689-21.4% |
| Admin fee / account holder | $56,998 | $19,275+195.7% | $15,885+258.8% | $13,390+325.7% |