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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $679,946 | $174,379+289.9% | $152,093+347.1% | $138,895+389.5% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 4.49% | 74.86%-70.4pp | 66.36%-61.9pp | 145.39%-140.9pp |
| Employer contribution / active EE | $4,647 | $4,652-0.1% | $4,175+11.3% | $4,194+10.8% |
| Participant deferral / active EE | $10,329 | $6,159+67.7% | $5,451+89.5% | $6,396+61.5% |
| Admin fee / account holder | $1,342,457 | $16,880+7852.9% | $14,497+9160.5% | $12,562+10586.5% |