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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $679,946 | $172,111+295.1% | $150,298+352.4% | $137,256+395.4% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 4.49% | 69.37%-64.9pp | 62.79%-58.3pp | 220.34%-215.8pp |
| Employer contribution / active EE | $4,647 | $4,636+0.2% | $4,154+11.9% | $4,156+11.8% |
| Participant deferral / active EE | $10,329 | $6,166+67.5% | $5,453+89.4% | $6,407+61.2% |
| Admin fee / account holder | $1,342,457 | $16,471+8050.5% | $14,116+9410.3% | $12,270+10840.8% |