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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,242 | $211,224-7.1% | $178,505+9.9% | $145,897+34.5% |
| Participation rate | 83.3% | 80.8%+2.5pp | 77.1%+6.2pp | 80.3%+3.0pp |
| Annual return | 13.21% | 30.28%-17.1pp | 27.16%-13.9pp | 552.29%-539.1pp |
| Employer contribution / active EE | $4,120 | $4,577-10.0% | $3,955+4.2% | $4,663-11.6% |
| Participant deferral / active EE | $4,542 | $6,966-34.8% | $6,280-27.7% | $6,689-32.1% |
| Admin fee / account holder | $1,133 | $12,109-90.6% | $10,428-89.1% | $13,390-91.5% |