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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,953 | $171,492-42.9% | $150,734-35.0% | $198,609-50.7% |
| Participation rate | 83.3% | 81.4%+1.9pp | 78.4%+4.9pp | 82.4%+1.0pp |
| Annual return | 3.96% | 804.70%-800.7pp | 600.81%-596.8pp | 202.70%-198.7pp |
| Employer contribution / active EE | $2,078 | $5,470-62.0% | $4,918-57.8% | $5,055-58.9% |
| Participant deferral / active EE | $4,963 | $6,259-20.7% | $5,610-11.5% | $6,977-28.9% |
| Admin fee / account holder | $1,293 | $17,628-92.7% | $14,905-91.3% | $19,030-93.2% |