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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,536 | $162,136-41.7% | $152,301-37.9% | $154,746-38.9% |
| Participation rate | 91.7% | 84.1%+7.6pp | 82.4%+9.2pp | 80.7%+11.0pp |
| Annual return | 15.03% | 91.02%-76.0pp | 80.50%-65.5pp | 172.34%-157.3pp |
| Employer contribution / active EE | $770 | $4,890-84.3% | $4,624-83.4% | $4,379-82.4% |
| Participant deferral / active EE | $7,807 | $8,341-6.4% | $8,004-2.5% | $6,730+16.0% |
| Admin fee / account holder | $4,227 | $15,759-73.2% | $14,398-70.6% | $14,365-70.6% |