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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,465 | $106,524+188.6% | $152,301+101.9% | $87,485+251.5% |
| Participation rate | 86.0% | 75.8%+10.3pp | 82.4%+3.6pp | 68.9%+17.1pp |
| Annual return | 11.56% | 26.89%-15.3pp | 80.50%-68.9pp | 26.06%-14.5pp |
| Employer contribution / active EE | $7,717 | $3,371+128.9% | $4,624+66.9% | $2,596+197.2% |
| Participant deferral / active EE | $2,443 | $6,525-62.6% | $8,004-69.5% | $4,274-42.8% |
| Admin fee / account holder | $37,640 | $8,287+354.2% | $14,398+161.4% | $7,775+384.1% |