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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,428 | $111,814+46.2% | $103,374+58.1% | $145,959+12.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 8.54% | 24.77%-16.2pp | 24.89%-16.3pp | 561.95%-553.4pp |
| Employer contribution / active EE | $161,613 | $4,214+3735.4% | $3,869+4076.8% | $4,661+3367.5% |
| Participant deferral / active EE | $13,415 | $5,618+138.8% | $5,058+165.2% | $6,689+100.6% |
| Admin fee / account holder | $53,191 | $9,754+445.3% | $8,394+533.7% | $13,398+297.0% |