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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $446,787 | $111,535+300.6% | $105,223+324.6% | $137,256+225.5% |
| Participation rate | 75.0% | 78.1%-3.1pp | 75.0%0pp | 80.0%-5.0pp |
| Annual return | 10.60% | 237.85%-227.3pp | 180.65%-170.0pp | 220.34%-209.7pp |
| Employer contribution / active EE | $7,270 | $3,939+84.6% | $3,689+97.1% | $4,156+74.9% |
| Participant deferral / active EE | $15,787 | $5,500+187.0% | $5,072+211.3% | $6,407+146.4% |
| Admin fee / account holder | $58,491 | $9,721+501.7% | $8,859+560.3% | $12,270+376.7% |