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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,284 | $111,785-36.2% | $93,669-23.9% | $145,877-51.1% |
| Participation rate | 41.7% | 74.2%-32.6pp | 68.7%-27.1pp | 80.3%-38.6pp |
| Annual return | 14.67% | 203.79%-189.1pp | 133.59%-118.9pp | 551.28%-536.6pp |
| Employer contribution / active EE | $1,966 | $3,096-36.5% | $2,424-18.9% | $4,663-57.8% |
| Participant deferral / active EE | $8,153 | $4,919+65.8% | $4,416+84.6% | $6,691+21.9% |
| Admin fee / account holder | $106,695 | $10,256+940.4% | $8,291+1186.9% | $13,402+696.1% |