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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,284 | $111,878-36.3% | $93,727-23.9% | $145,897-51.1% |
| Participation rate | 41.7% | 74.2%-32.5pp | 68.7%-27.0pp | 80.3%-38.6pp |
| Annual return | 14.67% | 204.28%-189.6pp | 133.83%-119.2pp | 552.29%-537.6pp |
| Employer contribution / active EE | $1,966 | $3,092-36.4% | $2,421-18.8% | $4,663-57.8% |
| Participant deferral / active EE | $8,153 | $4,920+65.7% | $4,417+84.6% | $6,689+21.9% |
| Admin fee / account holder | $106,695 | $10,256+940.3% | $8,292+1186.8% | $13,390+696.8% |