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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,884 | $110,410+106.4% | $102,437+122.5% | $145,897+56.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 6.14% | 24.85%-18.7pp | 24.95%-18.8pp | 552.29%-546.2pp |
| Employer contribution / active EE | $14,656 | $4,217+247.5% | $3,871+278.6% | $4,663+214.3% |
| Participant deferral / active EE | $7,982 | $5,622+42.0% | $5,060+57.7% | $6,689+19.3% |
| Admin fee / account holder | $16,028 | $9,745+64.5% | $8,388+91.1% | $13,390+19.7% |