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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,079 | $74,535-83.8% | $100,712-88.0% | $82,637-85.4% |
| Participation rate | 97.8% | 61.2%+36.7pp | 69.3%+28.6pp | 68.1%+29.8pp |
| Annual return | 15.48% | 18.92%-3.4pp | 33.27%-17.8pp | 53.51%-38.0pp |
| Employer contribution / active EE | $2,042 | $1,503+35.9% | $2,313-11.7% | $2,552-20.0% |
| Participant deferral / active EE | $1,727 | $3,074-43.8% | $4,085-57.7% | $4,126-58.1% |
| Admin fee / account holder | $1,302 | $6,576-80.2% | $9,256-85.9% | $7,339-82.3% |