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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,721 | $106,749+194.8% | $145,433+116.4% | $82,448+281.7% |
| Participation rate | 92.3% | 75.6%+16.7pp | 82.1%+10.2pp | 68.1%+24.2pp |
| Annual return | 16.46% | 27.59%-11.1pp | 66.58%-50.1pp | 41.64%-25.2pp |
| Employer contribution / active EE | $9,615 | $3,444+179.2% | $4,554+111.1% | $2,551+276.9% |
| Participant deferral / active EE | $5,438 | $6,519-16.6% | $7,897-31.1% | $4,139+31.4% |
| Admin fee / account holder | $2,904 | $8,390-65.4% | $13,129-77.9% | $7,234-59.9% |