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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,721 | $99,875+215.1% | $146,866+114.3% | $86,983+261.8% |
| Participation rate | 92.3% | 75.8%+16.5pp | 82.5%+9.8pp | 69.5%+22.8pp |
| Annual return | 16.46% | 28.10%-11.6pp | 102.85%-86.4pp | 25.83%-9.4pp |
| Employer contribution / active EE | $9,615 | $3,224+198.2% | $4,425+117.3% | $2,584+272.0% |
| Participant deferral / active EE | $5,438 | $6,322-14.0% | $7,759-29.9% | $4,194+29.7% |
| Admin fee / account holder | $2,904 | $7,838-62.9% | $13,620-78.7% | $7,856-63.0% |