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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,721 | $106,864+194.5% | $147,318+113.6% | $82,637+280.8% |
| Participation rate | 92.3% | 75.5%+16.8pp | 82.1%+10.2pp | 68.1%+24.3pp |
| Annual return | 16.46% | 27.49%-11.0pp | 70.43%-54.0pp | 53.51%-37.0pp |
| Employer contribution / active EE | $9,615 | $3,417+181.4% | $4,593+109.4% | $2,552+276.8% |
| Participant deferral / active EE | $5,438 | $6,496-16.3% | $7,906-31.2% | $4,126+31.8% |
| Admin fee / account holder | $2,904 | $8,415-65.5% | $13,708-78.8% | $7,339-60.4% |