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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,091 | $92,798+16.5% | $96,707+11.8% | $137,256-21.2% |
| Participation rate | 100.0% | 81.6%+18.4pp | 80.4%+19.6pp | 80.0%+20.0pp |
| Annual return | 9.30% | 31.24%-21.9pp | 34.78%-25.5pp | 220.34%-211.0pp |
| Employer contribution / active EE | $21,250 | $4,147+412.4% | $4,191+407.0% | $4,156+411.3% |
| Participant deferral / active EE | $0 | $5,877-100.0% | $5,997-100.0% | $6,407-100.0% |
| Admin fee / account holder | $5,930 | $7,946-25.4% | $7,503-21.0% | $12,270-51.7% |