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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $451,448 | $161,352+179.8% | $134,172+236.5% | $137,256+228.9% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.5%+27.5pp | 80.0%+20.0pp |
| Annual return | 12.02% | 28.72%-16.7pp | 25.30%-13.3pp | 220.34%-208.3pp |
| Employer contribution / active EE | $0 | $4,099-100.0% | $3,420-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $24,031 | $5,552+332.8% | $4,690+412.3% | $6,407+275.1% |
| Admin fee / account holder | $42,420 | $15,028+182.3% | $12,016+253.0% | $12,270+245.7% |