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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $381,971 | $183,592+108.1% | $155,574+145.5% | $145,877+161.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | -1.96% | 61.37%-63.3pp | 64.87%-66.8pp | 551.28%-553.2pp |
| Employer contribution / active EE | $5,220 | $5,317-1.8% | $4,676+11.6% | $4,663+11.9% |
| Participant deferral / active EE | $5,182 | $6,466-19.9% | $5,629-7.9% | $6,691-22.5% |
| Admin fee / account holder | $52,336 | $19,316+171.0% | $15,914+228.9% | $13,402+290.5% |