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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,138 | $211,224-5.2% | $178,505+12.1% | $145,897+37.2% |
| Participation rate | 88.9% | 80.8%+8.1pp | 77.1%+11.8pp | 80.3%+8.6pp |
| Annual return | 12.39% | 30.28%-17.9pp | 27.16%-14.8pp | 552.29%-539.9pp |
| Employer contribution / active EE | $656 | $4,577-85.7% | $3,955-83.4% | $4,663-85.9% |
| Participant deferral / active EE | $779 | $6,966-88.8% | $6,280-87.6% | $6,689-88.4% |
| Admin fee / account holder | $5,523 | $12,109-54.4% | $10,428-47.0% | $13,390-58.8% |