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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,237 | $59,440+75.4% | $78,004+33.6% | $82,637+26.1% |
| Participation rate | 88.0% | 62.8%+25.2pp | 69.4%+18.6pp | 68.1%+19.9pp |
| Annual return | 15.34% | 40.24%-24.9pp | 31.07%-15.7pp | 53.51%-38.2pp |
| Employer contribution / active EE | $3,173 | $1,750+81.3% | $2,469+28.5% | $2,552+24.3% |
| Participant deferral / active EE | $7,145 | $3,138+127.7% | $4,092+74.6% | $4,126+73.2% |
| Admin fee / account holder | $1,802 | $5,504-67.3% | $7,578-76.2% | $7,339-75.5% |