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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,914 | $99,875+307.4% | $146,866+177.1% | $86,983+367.8% |
| Participation rate | 96.8% | 75.8%+21.0pp | 82.5%+14.3pp | 69.5%+27.3pp |
| Annual return | 16.68% | 28.10%-11.4pp | 102.85%-86.2pp | 25.83%-9.2pp |
| Employer contribution / active EE | $2,249 | $3,224-30.2% | $4,425-49.2% | $2,584-13.0% |
| Participant deferral / active EE | $8,906 | $6,322+40.9% | $7,759+14.8% | $4,194+112.4% |
| Admin fee / account holder | $28,398 | $7,838+262.3% | $13,620+108.5% | $7,856+261.5% |