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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,905 | $108,825+42.3% | $156,181-0.8% | $82,448+87.9% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 10.42% | 20.59%-10.2pp | 64.87%-54.5pp | 41.64%-31.2pp |
| Employer contribution / active EE | $1,425 | $2,870-50.3% | $4,294-66.8% | $2,551-44.1% |
| Participant deferral / active EE | $4,789 | $4,577+4.6% | $6,132-21.9% | $4,139+15.7% |
| Admin fee / account holder | $22,751 | $9,341+143.6% | $14,586+56.0% | $7,234+214.5% |