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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,410 | $171,492+22.7% | $150,734+39.6% | $198,609+5.9% |
| Participation rate | 90.5% | 81.4%+9.1pp | 78.4%+12.0pp | 82.4%+8.1pp |
| Annual return | 51.57% | 804.70%-753.1pp | 600.81%-549.2pp | 202.70%-151.1pp |
| Employer contribution / active EE | $4,792 | $5,470-12.4% | $4,918-2.6% | $5,055-5.2% |
| Participant deferral / active EE | $3,282 | $6,259-47.6% | $5,610-41.5% | $6,977-53.0% |
| Admin fee / account holder | $29,665 | $17,628+68.3% | $14,905+99.0% | $19,030+55.9% |