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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,410 | $111,535+88.6% | $105,223+100.0% | $137,256+53.3% |
| Participation rate | 90.5% | 78.1%+12.4pp | 75.0%+15.4pp | 80.0%+10.5pp |
| Annual return | 51.57% | 237.85%-186.3pp | 180.65%-129.1pp | 220.34%-168.8pp |
| Employer contribution / active EE | $4,792 | $3,939+21.6% | $3,689+29.9% | $4,156+15.3% |
| Participant deferral / active EE | $3,282 | $5,500-40.3% | $5,072-35.3% | $6,407-48.8% |
| Admin fee / account holder | $29,665 | $9,721+205.2% | $8,859+234.9% | $12,270+141.8% |