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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,721 | $110,337+92.8% | $102,383+107.8% | $145,877+45.8% |
| Participation rate | 77.8% | 77.9%-0.2pp | 74.5%+3.3pp | 80.3%-2.5pp |
| Annual return | 11.27% | 24.83%-13.6pp | 24.94%-13.7pp | 551.28%-540.0pp |
| Employer contribution / active EE | $4,103 | $4,216-2.7% | $3,870+6.0% | $4,663-12.0% |
| Participant deferral / active EE | $11,762 | $5,621+109.3% | $5,060+132.5% | $6,691+75.8% |
| Admin fee / account holder | $803 | $9,750-91.8% | $8,391-90.4% | $13,402-94.0% |