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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,915 | $100,125-31.2% | $81,482-15.4% | $145,978-52.8% |
| Participation rate | 57.1% | 74.2%-17.0pp | 69.5%-12.4pp | 80.3%-23.1pp |
| Annual return | 7.93% | 34.44%-26.5pp | 24.79%-16.9pp | 550.52%-542.6pp |
| Employer contribution / active EE | $1,452 | $2,977-51.2% | $2,463-41.0% | $4,662-68.8% |
| Participant deferral / active EE | $3,575 | $4,609-22.4% | $3,885-8.0% | $6,690-46.6% |
| Admin fee / account holder | $1,727 | $8,198-78.9% | $5,761-70.0% | $13,400-87.1% |