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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,700 | $72,426-34.1% | $67,560-29.4% | $145,897-67.3% |
| Participation rate | 92.9% | 76.9%+16.0pp | 72.9%+19.9pp | 80.3%+12.6pp |
| Annual return | 18.96% | 7226.78%-7207.8pp | 3533.50%-3514.5pp | 552.29%-533.3pp |
| Employer contribution / active EE | $4,784 | $3,074+55.6% | $2,737+74.8% | $4,663+2.6% |
| Participant deferral / active EE | $6,369 | $4,785+33.1% | $4,004+59.1% | $6,689-4.8% |
| Admin fee / account holder | $382 | $5,514-93.1% | $3,994-90.4% | $13,390-97.1% |