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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $39,838 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,465 | $54,679-16.9% | $76,119-40.3% | $74,459-38.9% |
| Participation rate | 61.8% | 60.3%+1.4pp | 69.1%-7.3pp | 67.2%-5.5pp |
| Annual return | 16.25% | 31.90%-15.6pp | 361.25%-345.0pp | 1369.70%-1353.5pp |
| Employer contribution / active EE | $1,554 | $1,781-12.8% | $2,693-42.3% | $2,626-40.8% |
| Participant deferral / active EE | $4,334 | $3,072+41.1% | $4,259+1.8% | $4,350-0.4% |
| Admin fee / account holder | $265 | $2,238-88.2% | $6,421-95.9% | $1,945-86.4% |