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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $39,838 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,465 | $54,558-16.7% | $76,051-40.2% | $74,400-38.9% |
| Participation rate | 61.8% | 60.3%+1.5pp | 69.1%-7.3pp | 67.2%-5.4pp |
| Annual return | 16.25% | 31.83%-15.6pp | 360.42%-344.2pp | 1367.51%-1351.3pp |
| Employer contribution / active EE | $1,554 | $1,778-12.6% | $2,690-42.2% | $2,624-40.8% |
| Participant deferral / active EE | $4,334 | $3,065+41.4% | $4,257+1.8% | $4,348-0.3% |
| Admin fee / account holder | $265 | $2,232-88.1% | $6,416-95.9% | $1,944-86.4% |