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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,225 | $78,027-74.1% | $178,528-88.7% | $80,925-75.0% |
| Participation rate | 100.0% | 65.7%+34.3pp | 77.1%+22.9pp | 67.7%+32.3pp |
| Annual return | 8.41% | 18.09%-9.7pp | 27.11%-18.7pp | 35.65%-27.2pp |
| Employer contribution / active EE | $1,268 | $2,281-44.4% | $3,950-67.9% | $2,756-54.0% |
| Participant deferral / active EE | $2,186 | $4,408-50.4% | $6,278-65.2% | $4,299-49.1% |
| Admin fee / account holder | $602 | $7,168-91.6% | $10,419-94.2% | $6,940-91.3% |