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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,110 | $136,860+22.8% | $120,344+39.7% | $154,746+8.6% |
| Participation rate | 80.0% | 79.9%+0.1pp | 76.7%+3.3pp | 80.7%-0.7pp |
| Annual return | 4.03% | 21.38%-17.3pp | 20.30%-16.3pp | 172.34%-168.3pp |
| Employer contribution / active EE | $1,276 | $3,533-63.9% | $3,020-57.7% | $4,379-70.9% |
| Participant deferral / active EE | $7,219 | $5,793+24.6% | $5,135+40.6% | $6,730+7.3% |
| Admin fee / account holder | $8,549 | $15,393-44.5% | $12,742-32.9% | $14,365-40.5% |