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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,422 | $110,093+133.8% | $97,295+164.6% | $145,897+76.4% |
| Participation rate | 76.5% | 75.9%+0.6pp | 72.7%+3.8pp | 80.3%-3.8pp |
| Annual return | 8.09% | 244.76%-236.7pp | 75.62%-67.5pp | 552.29%-544.2pp |
| Employer contribution / active EE | $2,283 | $3,077-25.8% | $2,723-16.1% | $4,663-51.0% |
| Participant deferral / active EE | $3,203 | $4,678-31.5% | $4,264-24.9% | $6,689-52.1% |
| Admin fee / account holder | $5,812 | $6,212-6.4% | $5,646+2.9% | $13,390-56.6% |