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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,422 | $109,967+134.1% | $97,197+164.8% | $145,877+76.5% |
| Participation rate | 76.5% | 76.0%+0.5pp | 72.7%+3.8pp | 80.3%-3.8pp |
| Annual return | 8.09% | 244.27%-236.2pp | 75.47%-67.4pp | 551.28%-543.2pp |
| Employer contribution / active EE | $2,283 | $3,077-25.8% | $2,723-16.1% | $4,663-51.0% |
| Participant deferral / active EE | $3,203 | $4,676-31.5% | $4,263-24.9% | $6,691-52.1% |
| Admin fee / account holder | $5,812 | $6,199-6.2% | $5,637+3.1% | $13,402-56.6% |