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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,882 | $183,516-48.3% | $155,534-39.0% | $145,884-35.0% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 10.85% | 61.43%-50.6pp | 64.92%-54.1pp | 551.85%-541.0pp |
| Employer contribution / active EE | $1,722 | $5,315-67.6% | $4,675-63.2% | $4,662-63.1% |
| Participant deferral / active EE | $4,720 | $6,467-27.0% | $5,630-16.2% | $6,690-29.4% |
| Admin fee / account holder | $6,090 | $19,293-68.4% | $15,900-61.7% | $13,392-54.5% |