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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $478,638 | $160,070+199.0% | $147,117+225.3% | $145,897+228.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 6.39% | 98.69%-92.3pp | 420.54%-414.1pp | 552.29%-545.9pp |
| Employer contribution / active EE | $10,010 | $5,285+89.4% | $4,932+102.9% | $4,663+114.7% |
| Participant deferral / active EE | $19,346 | $8,419+129.8% | $8,065+139.9% | $6,689+189.2% |
| Admin fee / account holder | $15,847 | $15,035+5.4% | $12,993+22.0% | $13,390+18.3% |