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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $478,638 | $159,934+199.3% | $147,005+225.6% | $145,959+227.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 6.39% | 98.24%-91.8pp | 418.76%-412.4pp | 561.95%-555.6pp |
| Employer contribution / active EE | $10,010 | $5,287+89.3% | $4,934+102.9% | $4,661+114.8% |
| Participant deferral / active EE | $19,346 | $8,427+129.6% | $8,070+139.7% | $6,689+189.2% |
| Admin fee / account holder | $15,847 | $15,053+5.3% | $13,006+21.8% | $13,398+18.3% |