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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,083 | $185,312-87.0% | $161,489-85.1% | $154,746-84.4% |
| Participation rate | 94.7% | 82.5%+12.3pp | 78.7%+16.0pp | 80.7%+14.0pp |
| Annual return | 18.49% | 103.84%-85.4pp | 89.72%-71.2pp | 172.34%-153.8pp |
| Employer contribution / active EE | $6,403 | $4,769+34.3% | $4,268+50.0% | $4,379+46.2% |
| Participant deferral / active EE | $5,796 | $6,350-8.7% | $5,630+2.9% | $6,730-13.9% |
| Admin fee / account holder | $1,154 | $18,654-93.8% | $16,006-92.8% | $14,365-92.0% |