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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,762 | $183,539+6.7% | $155,556+25.8% | $145,897+34.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 9.57% | 61.31%-51.7pp | 64.84%-55.3pp | 552.29%-542.7pp |
| Employer contribution / active EE | $22,794 | $5,315+328.8% | $4,675+387.5% | $4,663+388.9% |
| Participant deferral / active EE | $13,100 | $6,467+102.6% | $5,631+132.6% | $6,689+95.8% |
| Admin fee / account holder | $2,044 | $19,275-89.4% | $15,885-87.1% | $13,390-84.7% |