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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,831 | $100,262-88.2% | $81,370-85.5% | $145,897-91.9% |
| Participation rate | 95.5% | 74.3%+21.2pp | 69.5%+25.9pp | 80.3%+15.1pp |
| Annual return | 11.74% | 34.52%-22.8pp | 24.85%-13.1pp | 552.29%-540.5pp |
| Employer contribution / active EE | $3,607 | $2,979+21.1% | $2,464+46.4% | $4,663-22.6% |
| Participant deferral / active EE | $5,424 | $4,612+17.6% | $3,885+39.6% | $6,689-18.9% |
| Admin fee / account holder | $1,055 | $8,163-87.1% | $5,749-81.6% | $13,390-92.1% |