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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,298 | $178,174-83.0% | $156,181-80.6% | $137,256-77.9% |
| Participation rate | 89.5% | 82.0%+7.4pp | 78.8%+10.6pp | 80.0%+9.5pp |
| Annual return | 21.27% | 84.19%-62.9pp | 64.87%-43.6pp | 220.34%-199.1pp |
| Employer contribution / active EE | $3,072 | $4,972-38.2% | $4,294-28.5% | $4,156-26.1% |
| Participant deferral / active EE | $3,072 | $6,888-55.4% | $6,132-49.9% | $6,407-52.1% |
| Admin fee / account holder | $1,316 | $17,404-92.4% | $14,586-91.0% | $12,270-89.3% |