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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,683 | $101,778+47.1% | $164,975-9.3% | $80,925+85.0% |
| Participation rate | 38.7% | 71.8%-33.1pp | 78.6%-39.9pp | 67.7%-28.9pp |
| Annual return | 5.18% | 16.73%-11.5pp | 70.12%-64.9pp | 35.65%-30.5pp |
| Employer contribution / active EE | $1,660 | $2,954-43.8% | $4,343-61.8% | $2,756-39.8% |
| Participant deferral / active EE | $4,207 | $4,477-6.0% | $6,033-30.3% | $4,299-2.1% |
| Admin fee / account holder | $121 | $8,221-98.5% | $12,688-99.0% | $6,940-98.3% |