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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,721 | $166,268+17.7% | $165,100+18.5% | $145,897+34.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 17.20% | 100.52%-83.3pp | 70.21%-53.0pp | 552.29%-535.1pp |
| Employer contribution / active EE | $4,049 | $5,284-23.4% | $4,348-6.9% | $4,663-13.2% |
| Participant deferral / active EE | $7,561 | $6,964+8.6% | $6,035+25.3% | $6,689+13.0% |
| Admin fee / account holder | $1,455 | $16,659-91.3% | $12,696-88.5% | $13,390-89.1% |