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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,074 | $77,523+22.6% | $100,383-5.3% | $80,874+17.6% |
| Participation rate | 84.8% | 77.0%+7.9pp | 81.5%+3.3pp | 67.6%+17.2pp |
| Annual return | 11.34% | 37.21%-25.9pp | 49.26%-37.9pp | 35.62%-24.3pp |
| Employer contribution / active EE | $1,685 | $2,801-39.9% | $3,944-57.3% | $2,756-38.9% |
| Participant deferral / active EE | $4,671 | $6,822-31.5% | $8,086-42.2% | $4,297+8.7% |
| Admin fee / account holder | $1,907 | $5,899-67.7% | $7,900-75.9% | $6,935-72.5% |