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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,074 | $77,472+22.7% | $100,415-5.3% | $80,959+17.4% |
| Participation rate | 84.8% | 76.9%+7.9pp | 81.5%+3.3pp | 67.7%+17.2pp |
| Annual return | 11.34% | 37.26%-25.9pp | 49.47%-38.1pp | 35.67%-24.3pp |
| Employer contribution / active EE | $1,685 | $2,800-39.8% | $3,943-57.3% | $2,757-38.9% |
| Participant deferral / active EE | $4,671 | $6,818-31.5% | $8,091-42.3% | $4,300+8.6% |
| Admin fee / account holder | $1,907 | $5,885-67.6% | $7,906-75.9% | $6,925-72.5% |