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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,220 | $111,814+3.9% | $103,374+12.4% | $145,959-20.4% |
| Participation rate | 88.9% | 77.9%+11.0pp | 74.5%+14.4pp | 80.3%+8.6pp |
| Annual return | 10.49% | 24.77%-14.3pp | 24.89%-14.4pp | 561.95%-551.5pp |
| Employer contribution / active EE | $20,630 | $4,214+389.6% | $3,869+433.2% | $4,661+342.6% |
| Participant deferral / active EE | $11,794 | $5,618+109.9% | $5,058+133.2% | $6,689+76.3% |
| Admin fee / account holder | $8,652 | $9,754-11.3% | $8,394+3.1% | $13,398-35.4% |