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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,367 | $100,970+16.2% | $96,576+21.5% | $137,256-14.5% |
| Participation rate | 68.2% | 82.6%-14.4pp | 81.4%-13.3pp | 80.0%-11.8pp |
| Annual return | 16.48% | 38.16%-21.7pp | 38.47%-22.0pp | 220.34%-203.9pp |
| Employer contribution / active EE | $4,564 | $3,809+19.8% | $3,553+28.4% | $4,156+9.8% |
| Participant deferral / active EE | $10,006 | $8,286+20.8% | $7,956+25.8% | $6,407+56.2% |
| Admin fee / account holder | $13,692 | $11,312+21.0% | $11,381+20.3% | $12,270+11.6% |