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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,797 | $86,949-23.2% | $102,460-34.8% | $80,959-17.5% |
| Participation rate | 95.3% | 72.4%+23.0pp | 76.5%+18.8pp | 67.7%+27.7pp |
| Annual return | 19.42% | 18.89%+0.5pp | 29.47%-10.1pp | 35.67%-16.2pp |
| Employer contribution / active EE | $2,838 | $2,370+19.8% | $3,025-6.2% | $2,757+2.9% |
| Participant deferral / active EE | $843 | $4,121-79.6% | $5,056-83.3% | $4,300-80.4% |
| Admin fee / account holder | $1,919 | $8,048-76.2% | $9,460-79.7% | $6,925-72.3% |