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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,284 | $162,529-8.1% | $130,788+14.1% | $154,746-3.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 6.98% | 510.48%-503.5pp | 386.44%-379.5pp | 172.34%-165.4pp |
| Employer contribution / active EE | $9,000 | $4,447+102.4% | $3,558+153.0% | $4,379+105.5% |
| Participant deferral / active EE | $34,750 | $4,808+622.7% | $4,137+740.0% | $6,730+416.3% |
| Admin fee / account holder | $530 | $7,669-93.1% | $6,673-92.1% | $14,365-96.3% |