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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,320 | $97,125+161.8% | $86,233+194.9% | $137,256+85.3% |
| Participation rate | 93.3% | 74.2%+19.1pp | 69.0%+24.3pp | 80.0%+13.4pp |
| Annual return | 15.21% | 74.19%-59.0pp | 61.39%-46.2pp | 220.34%-205.1pp |
| Employer contribution / active EE | $10,863 | $2,841+282.3% | $2,504+333.8% | $4,156+161.4% |
| Participant deferral / active EE | $10,002 | $5,180+93.1% | $4,559+119.4% | $6,407+56.1% |
| Admin fee / account holder | $14,463 | $9,725+48.7% | $8,342+73.4% | $12,270+17.9% |