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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,435 | $154,754+10.1% | $124,206+37.2% | $138,895+22.7% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.6%+30.4pp | 79.9%+20.1pp |
| Annual return | 17.37% | 709.28%-691.9pp | 515.27%-497.9pp | 145.39%-128.0pp |
| Employer contribution / active EE | $4,240 | $4,446-4.6% | $3,540+19.8% | $4,194+1.1% |
| Participant deferral / active EE | $11,978 | $4,621+159.2% | $3,968+201.9% | $6,396+87.3% |
| Admin fee / account holder | $7,154 | $6,690+6.9% | $5,929+20.7% | $12,562-43.1% |