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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,443 | $172,111-55.0% | $150,298-48.5% | $137,256-43.6% |
| Participation rate | 93.3% | 81.7%+11.6pp | 77.8%+15.6pp | 80.0%+13.4pp |
| Annual return | 14.55% | 69.37%-54.8pp | 62.79%-48.2pp | 220.34%-205.8pp |
| Employer contribution / active EE | $6,979 | $4,636+50.5% | $4,154+68.0% | $4,156+67.9% |
| Participant deferral / active EE | $6,955 | $6,166+12.8% | $5,453+27.6% | $6,407+8.6% |
| Admin fee / account holder | $927 | $16,471-94.4% | $14,116-93.4% | $12,270-92.4% |