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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $28,011 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $21,285 |
Service code 10 861 PARKVIEW DR N STE 200 · EL SEGUNDO, CA 90245 | Accounting | $13,300 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,643 | $79,223+136.9% | $102,460+83.1% | $74,478+151.9% |
| Participation rate | 72.2% | 74.8%-2.6pp | 76.5%-4.4pp | 67.2%+4.9pp |
| Annual return | 15.95% | 54.98%-39.0pp | 29.47%-13.5pp | 1370.56%-1354.6pp |
| Employer contribution / active EE | $3,474 | $2,363+47.0% | $3,025+14.8% | $2,626+32.3% |
| Participant deferral / active EE | $8,385 | $4,417+89.8% | $5,056+65.8% | $4,350+92.7% |
| Admin fee / account holder | $417 | $2,003-79.2% | $9,460-95.6% | $1,946-78.6% |